The cost picture (Bengaluru example)

PG (shared triple-sharing, meals included): ₹8,000-₹15,000/mo total. PG (single occupancy, no meals): ₹15,000-₹25,000/mo. 1 BHK unfurnished + costs (utility, wifi, groceries, laundry): ₹22,000-₹35,000/mo effective. So a decent PG saves ₹10,000+/mo vs a real 1 BHK in the same neighbourhood.

Where PGs win

Zero setup cost (no furniture, no deposit refund fights). Meals sorted. Instant community. Great for first job or short assignments (6-18 months). Managed maintenance.

Where 1 BHK wins

Privacy. Work-from-home comfort. Own kitchen, own timings. Freedom to host friends. Sense of ownership. Better long term (3+ years).

The decision framework

Choose PG if: staying under 18 months, salary under ₹50k, want zero-setup lifestyle. Choose 1 BHK if: staying 2+ years, salary above ₹70k, work from home 3+ days, planning to live with a partner soon.

Hybrid option: shared 2 BHK

Split a 2 BHK with one flatmate — you get privacy of a bedroom, cost of a PG (₹12,000-₹18,000 all-in). This is the smartest choice for many mid-career professionals. Our upcoming Roommates feature will make matching easy.